Blanket Breakdown protects you from the financial consequences of a mechanical or electrical breakdown loss.

Blanket Breakdown protects you from the financial consequences of a mechanical or electrical breakdown loss, such as:

• Protection for a catastrophic steam boiler explosion. Fortunately these disasters are very rare but they still happen and are excluded causes of loss under your regular property policy.
• Coverage for Time Element losses, to the extent provided under your Sovereign property policy. Any Business Interruption or Extra Expense coverage provided by your Sovereign policy automatically includes Blanket Breakdown
• Inspection service which will satisfy boiler and pressure vessel inspection laws in those provinces that will accept insurance company inspections, namely Ontario, Quebec, and Prince Edward Island. We provide this service to you at no additional cost. You must still pay the province for the certificate fees and must have the province inspect your equipment if they don't accept an insurance company inspection.

The Sovereign has partnered with HSB Boiler Inspection and Insurance Company (HSB BI.&I), a leading boiler and machinery insurer, to provide Blanket Breakdown. Their representatives will make, where needed, the boiler and pressure vessel inspections. They may also investigate losses, but final settlement will come from The Sovereign.

For more information, contact your regional Sovereign representative.