Sovereign’s umbrella or excess liability coverage protects your business from catastrophic issues that threaten its security.


An excess liability insurance policy acts as an umbrella to your basic liability coverage. This type of coverage applies when a claim is made against you that exceeds the amount of your existing liability coverage. Umbrella liability insurance provides a safety net when your other business coverage has been exhausted.

Sovereign can provide comprehensive coverage with high liability protection for general liability and automobile as well as employer’s liability protection. We will tailor coverage to respond to complex organizations and provide automatic coverage to new operations protecting you for exposures on a worldwide basis.

For more information, contact your local Sovereign representative.