Our new IT Product has been specifically developed to provide “one stop shopping” for mid-market information technology businesses.

Target Risk Groups

• Hardware Design, Manufacturing and Assembly (computer and telecommunications)
• Software Design (development and integrators)
• Telecommunications (local exchange carriers and service providers)

Coverage at a Glance

Property Coverage

Direct damage:

• Electronic Data and Records Restoration Costs
• Embedded Equipment Breakdown cover
• Functional Replacement Cost with same Site Restriction removed
• Transit by vehicle, aircraft or watercraft
• Service Interruption
• Land and Water Pollution
• Worldwide Exhibition Cover
• 180 Days Newly Acquired Locations

Business Interruption:
Profits form with automatic additional 25% limit cushion including

• Research and Development Activities
• Worldwide Contingent Business Interruption
• Ordinary Payroll
• Extra Expense
• Denial of Service Attack

Cyber Risk Coverage (Direct Damage and Business Interruption):

• Specific Attack
• Random Attack

General Liability

• Occurrence basis form with Products/Completed Operations Aggregate
• Worldwide territory
• Advertising Injury
• Products Recall Expense
• Broad Form Vendors extension
• Additional Insured by contract, agreement or permit
• 180-Day automatic coverage for newly- owned corporations

Errors & Omission Liability

• Claims-made basis
• Worldwide territory-Losses occurring anywhere, suits brought anywhere
• No exclusion for "Cost of Contract"
• Automatic 60 day Extended Reporting Period
• Six-Year Discovery Period
  Available extensions:
• Security Breach by Third parties
• Delay in Performance
• Delay in Delivery

Worldwide Coverage

• Ability to secure local foreign admitted placements
• Ability to globalize package policies to act as primary cover where no admitted coverage is permissible

Our total solution also includes:

• Crime (Enhanced Comprehensive 3-D form)
• Commercial Auto
• Commercial Inland Marine
• Umbrella