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Sovereign General
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There are a number of convenient ways to pay your insurance premium with The Sovereign. Choose the method most suitable for you.

Payment Options

Cheque or Credit Card

Simply write us a cheque for the full annual premium, plus sales tax where applicable*, and don't worry about it again until next year; or, you can pay by VISA or MasterCard. (Complete the credit card portion of the attached Authorization Form).

* For Ontario, Quebec and Newfoundland

Automatic Withdrawals

All we need is:

  • completed Authorization Form
  • voided, personalized cheque

Account Status

For Canada-wide service in English, call (403) 298-4230 , or toll-free 1-866-244-4446. For service in French, call 1-866-244-4445.

Policy Changes

Mid-term revisions to your policy that cause a premium change will be reflected in future withdrawals. A notice will be sent to you advising of the new amount. However, changes toward the end of the policy term will result either in a refund from us or a separate remittance automatic withdrawal (if there is an additional premium owing). A notice will be sent to you advising of the date and amount.

Policy Renewal

Your withdrawals will not be interrupted by the upcoming expiry of your policy; they will just continue on unless you advise us that renewal will not be required.

Service Administration Fees

Single Payment
(Cheque, Credit Card or Automatic Withdrawal)
No service fee
Three Consecutive Monthly Payments
(Automatic Withdrawal)
2% service fee on total premium
Four Consecutive Monthly Payments
(Automatic Withdrawal)
2% service fee on total premium
Twelve Consecutive Monthly Payments
(Automatic Withdrawal)
3% service fee on total premium
Unsuccessful Withdrawal (NSF) $20.00 administration fee


The Sovereign is one of the major commercial insurers in Canada, dealing exclusively with independent brokers. It is also a member of The Co-operators group of companies, giving it access to resources one would expect from the leading Canadian-owned multi-product insurance company.

The Sovereign General is headquartered in Calgary, Alberta, with branch offices in major centres from coast to coast.

Conditions of Automatic Monthly Withdrawal

  • I/We hereby authorize the named bank/financial institution to debit my/our account identified overleaf each month for all payments payable to The Sovereign General Insurance Company, in payment of my/our insurance premiums and applicable taxes, service charges and administration fees. Payments will be collected monthly in advance. The bank/financial institution's treatment of each payment will be the same as if I/we had personally issued a cheque authorizing them to pay as indicated and to debit the amount specified to my/our account.
  • Payment amounts may vary.
  • Any delivery of this authorization to The Sovereign General Insurance Company constitutes delivery by me/us.
  • I/We will ensure that funds are available at time of withdrawal.
  • I/We understand that a monthly service charge is applicable.
  • I/We understand that an administration fee is applicable, and in the event of an unsuccessful withdrawal, the policy may be cancelled.
  • I/We will provide a minimum 30 days notice, prior to the next scheduled withdrawal date to The Sovereign General Insurance Company advising of any changes in banking information.
  • I/We may cancel this authorization at any time upon written notice.
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The Community

Every year since 1994, The Sovereign has provided a bursary in recognition of Superior Achievement in the Insurance and Risk Programme at the University of Calgary.

The 2006 Sovereign Award was presented to Stephanie Madgett of Calgary on September 28.