To claim for loss or damage to your personal property under your policy, it is necessary to provide the adjuster with a list of the property damaged, stolen or destroyed. In an emergency, it might be difficult to remember everything. Completing this inventory takes time, but could save you hundreds of dollars should a claim occur. Once you complete this inventory, you might discover that your personal property is valued at much more than you thought. We recommend full protection for your property. Your Sovereign Broker will be pleased to review your coverage with you. Keep this completed inventory in a safe place away from your home, such as a safety deposit box, and update it yearly.