Our Tenants forms include the following coverage extensions:

• replacement cost for your personal property
• personal liability including personal injury and voluntary compensation for residence employees
• reward coverage
• mass evacuation
• accidental death by fire
• consequential loss
• lock replacement
• inflation protection
• betterments and improvements
• damage to dwelling caused by theft

Optional Coverage is available for:

• sewer backup
• scheduled coverage for jewelry, sports equipment, cameras or other personal property
• increased personal liability
• earthquake
• home-based business
• hobby farms
• travel trailer and camper units
• rental and seasonal properties
• watercraft
• umbrella liability

Discounts you may be eligible for:

• claims free
• age of insured
• stability (for tenants at the same address for at least 3 years)
• co-operative complex (for tenants residing in a co-operative housing complex)
• alarm system/sprinkler
• occupational
• block watch
• new business/renewal