A simple solution for new and existing Sovereign customers.

Sovereign also offers a smaller, more affordable, privacy breach product as a value-added enhancement on existing accounts that are insured with us under other lines.  The Sovereign Privacy Breach Endorsement is the perfect add on to a company that may not have a significant enough cyber exposure to warrant a full-fledged Standalone policy.

Key Program Benefits

  • Endorsement to your existing General Liability Policy
  • Affordable solution for Privacy Breach Coverage
  • Combines 3rd party liability, with expense coverage and 1st party coverages
  • No deductible

Coverage at a Glance

  • Privacy Breach Liability
  • Privacy Breach Expense
  • Digital Asset Loss and Business Interruption Loss include

Did You Know?

  • Lost or stolen laptops accounted for the most (20.7%) of claim events, according to a 2013 NetDeligence study.  Hackers were second (18.6%), but resulted in over 97% of records being exposed.
  • In 2011, the median cost per record was $7.50, in 2012 it was $9.68, and in 2013 it was a whopping $107.14.  The cost of a record expose ranged from 1 cent to over $250,000 in 2013*

*NetDiligence 2013 Cyber Liability & Data Breach Insurance Claims



We have partnered with IDT911 to provide you with Data Breach Services that will help you prepare your business for the complexities and nuances of data security – without the expense of hiring in-house expertise.  These services are available for all policy holders that have the Network Securty or Privacy Breach coverage grants. Click here to view our Press Release.

Proactive Breach Preparation Services:

As an education resource, our proactive breach preparedness site can provide you with the tools you need to better protect your sensitive data and teach you how to respond appropriately in the event of a data breach.  To access the breach preparedness site please go to www.sovereigngeneral.breachresponse.ca.

Breach Response Services:

In the unfortunate event of a breach, IDT911’s experts can help you quickly develop a clear breach response strategy and incident management plan. Services include breach counseling, crisis management, notification assistance, remediation services media relations consulting and legal support.

About IDT911

Founded in 2003, IDT911 is North America’s premier consultative provider of identity and data risk management, resolution and education services. The company serves over 17.5 million households across North America and provides fraud solutions for a range of organizations, including Fortune 500 companies, North America’s largest insurance companies, corporate benefit providers, banks and credit unions and membership organizations. Since 2005, the company has helped more than 600,000 businesses manage their risk of data breaches. IDT911 is the proud recipient of several awards, including the Stevie Award for Sales and Customer Service. For more information, please visit www.idt911.ca.